Loan Process, Loan Mitigation, Loan Modification, Short Sales, Free Consultation, loan auditing service, necessary due diligence, receive favorable payment corrections, forensic loan auditing service, federal violations, absolutely zero options available, financial recovery, traditional options, strategic industry contacts, re-structure auction dates, proven verification methods, filing public record, own legal teams, Credit Settler works, independent third-party loan modification negotiator, win-win outcome, best interest, overworked loss mitigators, loss mitigator, added stress, effectively negotiate, represent homeowners, loss mitigation, loss mitigation solution, excellent working relationships, Loan Auditing, homeowner facing foreclosure, Forensic Loan Audit, mortgage documents, cautionary note, lending violations, proper mortgage document review, thorough mortgage analysis, Reduced mortgage payment, Reduced interest rate, Reduced principle balance, loan balance, Paying principle, Fixed interest rates, verifiable reduction

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Unlock your financial future, Loan Process, Short Sales, Free Consultation, loan auditing service, necessary due diligence, receive favorable payment corrections, forensic loan auditing service, federal violations, absolutely zero options available, financial recovery, traditional options, strategic industry contacts, re-structure auction dates, proven verification methods, filing public record, own legal teams, Credit Settler works, independent third-party loan modification negotiator, win-win outcome, best interest, overworked loss mitigators, loss mitigator, added stress, effectively negotiate, represent homeowners, loss mitigation, loss mitigation solution, excellent working relationships, Loan Auditing, homeowner facing foreclosure, Forensic Loan Audit, mortgage documents

Loan Process

The process is really very simple. You start by filling out the short form on this site, providing us with the very basic information. Your case is then immediately routed to one or two companies within our network who will be contacting you shortly to provide a free, professional and valuable consultation. After the consultation, if your case seems doable, you will probably be asked to fill out a more thorough application about your current financial situation. After you have sent this documentation along with the necessary fees, you can sit back, relax and let the professionals go to work. Our goal is to make this as easy for you as possible.

Your to-do list

To get the process rolling, your will be asked for required supporting documents:

	Hardship Letter - Include dates, reason for delinquency, what you have done to attempt to workout problem in the past; also include any supporting documents for hardship. While our Network Service Reps will be happy to provide guidance if needed, the short and straightforward letter must be in your own words
	Bank Statements - Last two (2) months.
	Proof of Wages and Salary - Employed - Pay stubs for last two (2) months; Self-employed - 1040s for the last two (2) years.
	Federal Tax Returns - First and second pages (W2s) from the last two (2) years.
	Rental Agreement - If the loan modification is not for your primary residence.

Next steps

The assigned service company will work with your lender, exploring options that will provide a satisfactory conclusion for all parties involved. In many cases, we’ll have an answer within 60 days, and sometimes sooner. While we negotiate a solution, you can relax and focus on more important tasks, such as work and family.

Important document

Please click here to download the following document

Loan Modification Worksheet

It’s guaranteed!

And remember, you pay once your lender offers a Loan Modification proposal or forbearance agreement

You only pay for the service we provide you. There's no risk to you, so Get Started Now!

There is NO OBLIGATION. We keep your information 100% private. There is no credit check and no social security number required. START NOW!

Short Sales, Free Consultation, loan auditing service, necessary due diligence, receive favorable payment corrections, forensic loan auditing service, federal violations, absolutely zero options available, financial recovery, traditional options, strategic industry contacts, re-structure auction dates, proven verification methods, filing public record, own legal teams, Credit Settler works, independent third-party loan modification negotiator, win-win outcome, best interest, overworked loss mitigators, loss mitigator, added stress, effectively negotiate, represent homeowners, loss mitigation, loss mitigation solution, excellent working relationships, Loan Auditing, homeowner facing foreclosure, Forensic Loan Audit, mortgage documents

Loan Settler is a division of Credit Settler

"It is not necessary to pay a third party to arrange for a loan modification or other form of forbearance from your mortgage lender or servicer. You may call your lender directly to ask for a change in your loan terms. Nonprofit housing counseling agencies also offer these and other forms of borrower assistance free of charge. A list of nonprofit housing agencies approved by the United States Department of Housing and Urban Development (HUD) is available from your local HUD office or by visiting www.hud.gov".

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